‘Insurance frauds are partly connected with the unscrupulous actions of the employees of insurance companies. Four people from Severnaya Kazna were involved in criminal suits last year; sentences have already been pronounced on three of them. All of the accused had been working in the company for at least two years before the proceedings began; they kept receiving praise for their good work and used to be paragons of effective performance,’ Alexander Merenkov, the General Director of Severnaya Kazna, the insurance company, announced at the conference devoted to car insurance frauds.