URSA Bank carried out its first prize-drawing procedure for customers who used the bank’s Cozy Deposits. As a result, 165 depositors were given cozy gifts such as comfy pillows, some warm plaids, and sets of towels; these things that make a home nice and warm could be received by anyone who deposited at least 50,000 RUR, $2,000, or Ï2,000 with URSA Bank between October 1, 2007 and November 2, 2007.

The second prize drawing will take place on December 1, 2007; these prizes can be received by customers whose deposits haven’t won anything yet.

'I congratulate the winners with all my heart! May these cozy presents keep you warm on these cold November nights! The Cozy Deposit offer is valid through the beginning of winter, so anyone willing to open a deposit can do so in any of URSA Bank’s offices, and those who have got a deposit already just have to wait for the prize drawing on December 1, 2007. Win with us!’ URSA Bank’s Ural branch’s Deposit and Money Order Director Olga Zhuravleva says.