The Ural Bank for Reconstruction and Development came up with more fixed-term deposit offers; for instance, their new Successful deposit is now available to all the individual customers who are willing to deposit at least 5,000 RUR/$200/200 for 186 days. The interest rate grows each month, so one would enjoy the interest rate of 15% a year in the sixth month.

The beauty of this deposit scheme lies in that the interest is paid every thirty-one days and the customer is free to withdraw this sum at any given moment. If you don’t withdraw your interest, it is capitalized automatically. In case you want to get your money before the end of the deposit period, you still get to keep the interest. Besides, Successful deposit allows you to top up your account (using any sum of money) whenever you like.